Insurance, as part of a complete financial plan.

A sound financial plan usually starts with protection, not returns — insurance is what keeps a market setback or a health event from becoming a financial one. HRJ Investments can help you think through where insurance fits alongside your investments.

India's insurance industry, in brief

As of FY18, India's insurance industry comprised 57 insurance companies, of which 24 were in the life insurance business and 33 were non-life insurers. Gross premiums written in India reached ₹5.53 trillion (US$94.48 billion) in FY18 — figures that give a sense of scale, though the market has moved on since; ask us for current data when you're ready to act.